You can finance your
home at ECU with a range of mortgage plans. ECU offers
competitive rates and terms, including:
● Fixed rates for up to 30 years
● First mortgages
● Refinancing options
● No points
● Pre-approval or commitment
FHA and VA Loans
We also offer FHA and VA Loans for 1-4 unit owner occupied properties:
FHA Mortgages are open to anyone who meets FHA credit qualifications, which are more flexible than those for conventional loans.
● Lower down payments
● Fixed rate terms available
● Competitive rates
VA Mortgages are guaranteed by the Department of Veterans Affairs for eligible veterans.
● 100% financing
● No monthly PMI
● Fixed-rate terms available with no down payment.
Outstanding Service Every Step of the Way
From the application process, through closing and into
repayment, our Lending Representatives work hard to provide the
advice, information and personalized service you need.
making your first home purchase, relocating or refinancing
an existing mortgage to lower your rate, Everett Credit
dedicated mortgage team is here to help you make the right
Shopping for a Loan - Get to know the
Published by the U.S. Dept of
Housing & Urban Development.
With Our Online Resources
Buying a new home is exiting yet often stressful and confusing.
Use our online resources to understand your options and make the
Mortgage Calculators - How much home can you
afford? What is the best mortgage for you? Use our online
mortgage calculators to evaluate your options.
Information – How do you find the right mortgage? What
can you expect during the application process? Our library of
helpful articles will help you become an educated borrower.
- How is your mortgage vocabulary? Check our Glossary and speak
like a pro in no time.