Web Site Notices, Terms, Conditions and Disclosures
Updated February 2008


We are pleased to provide Everett Credit Union’s Web site in the domain
www.everettcu.org (“Site”). This Site is provided subject to the terms and conditions stated here. Please read this information carefully, as your use of the Site constitutes your agreement to all of its terms and conditions, including but not limited to our Privacy Policy. If you do not agree, please exit the Site now.


Copyright
Our Site is intended to provide members of Everett Credit Union and other Site visitors (“you”) easy access to information about Everett Credit Union (“we” and “us”). Copyright in the pages, in the screens displaying the pages, and in the information and material therein and in their arrangement, is owned by Everett Credit Union unless otherwise indicated. You may copy or print an unaltered permanent copy of information on the Site for your personal use, for non-commercial purposes only. You may not copy, modify, publicly distribute or display, perform, publish, repost, reproduce, reuse, license, create derivative works from, transfer, sell or otherwise use any information obtained on this Web site for public or commercial purposes without the express written consent of Everett Credit Union.


Use of Information and Materials
Unauthorized use of this Site and systems including but not limited to unauthorized entry into Everett Credit Union’s systems, misuse of passwords, or misuse of any information posted on the Site is strictly prohibited. Your eligibility for particular products and services is subject to final determination by Everett Credit Union and/or its affiliates.


Privacy
Everett Credit Union is committed to protecting the privacy of our members.  In general, you can visit us on the World Wide Web without disclosing to us who you are or revealing any information about yourself. There are several areas, however, that will collect certain information about you and we want you to know how we handle that information.

 

If you visit our Web site, Everett Credit Union collects and stores information on the domain you use to access our website, the Internet address of the site from which you linked directly to the site, and the date and time of your visit. This information is used to measure the number of visitors to the various pages on our site to better serve our membership.


If you visit a secure area of our Web site, such as home banking or eStatements, you will be asked for personal identification numbers which will give you access to the member only section of the Web site. This information enables Everett Credit Union to regulate entry to the member only portions of our Web site and to measure member usage. Any identifying information gathered is not sold to third parties.


We welcome e-mail inquiries. However, we strongly caution you not to include personal information, such as passwords, account balances or account numbers in your messages. If you send an e-mail, Everett Credit Union collects and stores personally-identifying information in order to process your e-mail, form or application. This information is not sold to any third parties. Due to the volume of e-mail activity, these messages are deleted after they are answered or completed.


For more information about how we treat information that you provide us, please review our privacy policy.

 

 


Links to Other Sites
Our Site contains hyperlinks to sites operated by third parties. When you click on the link, you will leave our Site and go to the linked site. We are not responsible for the contents or accuracy of the linked sites, and their terms and conditions and privacy policy apply. By creating a link to a third-party Web site, we do not endorse or recommend any products or services offered or information contained at that Web site. Nor are we liable for any failure or products or services offered or advertised at those sites. We cannot take responsibility for the content, terms of use, privacy policy, business practices, or products or services of any third- party Web site. We make every effort however, to ensure that all linked sites follow similar privacy policies as ours to offer you maximum security and privacy. You should review the privacy policy of a Web site before you provide any personal or confidential information.


No Warranty
All information is either generated by us or is obtained from sources believed by us to be accurate and reliable as of the date posted on the Site. All information, materials, products and services contained in this Site, including links, text graphics or other items, are provided “as is” and “as available”. Everett Credit Union does not warrant the accuracy, adequacy, completeness, suitability, availability or timeliness of the information on this Site or the error-free use of this Site, and we expressly disclaim liability for errors and omissions in this information and materials. No warranty of any kind, implied, expressed or statutory, including but not limited to the warranties of non-infringement of third party rights, titles, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials.


Limitation of Liability   
In no event shall Everett Credit Union be liable for any damages, losses or liabilities including without limitation, direct or direct, special incidental, consequential damages losses or liabilities, in connection with your use of this Site or any linked site or use thereof or use by any party or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure even if Everett Credit Union, or representatives thereof, are advised of the possibility of such damages, losses or expenses.


Changes to Terms and Conditions    
We reserve the right to change these terms and conditions from time to time. You agree to check the Terms and Conditions periodically to make sure you remain comfortable with it. No changes proposed by you or us will be effective unless and until they appear in these Terms and Conditions. If you do not want to be bound by any changes, you must not use the Site after their effective date.


We also reserve the right to terminate the Site, make access unavailable, and change the Site content, with or without reason or notice, at any time.


Availability
This Site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution would be contrary to local law or regulation.


Applicable Law
Your use of our Site is governed by Massachusetts and applicable federal law.


Contact Us
Please contact us if you have any questions or problems with this Site.